Next Generation Wealth — Captivated Learning LLC
★ Founding Cohort — Spring 2025

Next Generation Wealth:
Foundations of Financial Freedom

A 4-week, in-person course for high school and college-age students. Small group. Real conversations. No lectures.

April 14 – May 7, 2025
Tuesdays & Thursdays
Wisco Coffee Co. — Ripon, WI
$135 per student
Enroll Now Join the Waitlist
What students walk away with

Skills most schools never teach

This course goes beyond information. Students leave with a personal money philosophy they can actually use — for the rest of their lives.

A clear money philosophy
Understand what money is, what it’s for, and how to use it as a tool for freedom — not stress.
An earning mindset
Explore income paths and understand the Cashflow Quadrant — employee, self-employed, business owner, investor.
Saving & investing basics
Learn to pay yourself first, build security, and understand how investing creates long-term cash flow.
Intentional spending habits
Develop a personal spending philosophy grounded in values — not impulse or peer pressure.
A giving framework
Explore how generosity fits into a healthy financial life — and why it matters from day one.
Danger zone awareness
Identify the financial traps — debt, lifestyle inflation, scams — that derail most people in their 20s.
The curriculum

8 lessons across 4 weeks

Each session builds on the last. By the final class, students can articulate their own financial philosophy in their own words.

1
Money made simple — the first step to freedom
What money actually is, and how financial literacy unlocks personal liberty. We examine historical figures like Benjamin Franklin who used financial mastery to achieve independence.
2
Making money and owning your financial future
The Cashflow Quadrant, self-reliance, and how to start earning with purpose. Case studies from Booker T. Washington and Andrew Carnegie — who started from nothing.
3
The art of saving — securing your future
Pay yourself first, the difference between targeted and general savings, and what it really means to build financial security one dollar at a time.
4
The power of giving
Generosity as a financial principle — not an afterthought. How to build giving into your financial life from the very beginning.
5
The power of investing
Creating cash flow for the future. Basics of investing and how compounding rewards those who start early.
6
The power of spending — how money leads to freedom
Spend with intention, not impulse. A values-based approach to everyday financial decisions — and why this is where most people get it wrong.
7
Navigating key financial danger zones
Debt, lifestyle inflation, and the traps that derail most young adults in their 20s. Know them before you hit them.
8
Financial fitness — group discussion & reflection
Integrate everything. Students reflect, discuss, and articulate their own personal financial philosophy — in their own words.
The approach

This is not a lecture

Captivated Learning is built on the belief that young people learn best when they’re engaged as thinkers — not passive receivers of information.

💬
Socratic discussion
Students are guided to think, question, and reason — not lectured at. The room leads itself.
📚
Real-life case studies
Learn from those who built wealth intentionally — Benjamin Franklin, Andrew Carnegie, Booker T. Washington.
✍️
Reflective journaling
Students apply each concept to their own life and develop their personal money philosophy over the 4 weeks.
Who’s teaching

Led by someone who’s lived it

This course isn’t built from a textbook. It’s built from a life.

MM
Megan McMullin
Founder, Captivated Learning LLC

By 25, Megan was happily married, running a successful company, and had never taken on a dollar of personal debt. She has kept it that way ever since — and the principles that made that possible are exactly what she teaches here.


That path started with a mentor who introduced her to self-directed learning as a teenager. She watched many of her peers struggle with debt, unfulfilling work, and strained relationships — and recognized the difference wasn’t intelligence or opportunity. It was education. The kind that equips people to think clearly, act intentionally, and take ownership of their lives.


Captivated Learning exists to give the next generation the same foundation she was lucky enough to receive.

Good to know

Common questions

★
This is the founding cohort.
You’ll be among the first students to go through this curriculum. Enrollment is intentionally limited to keep the group small and the discussions rich. If this cohort fills before you enroll, join the waitlist for the next one.
Who is this course for?
High school and college-age students. No prior financial knowledge is needed — just a willingness to think, engage, and be challenged. Students who show up ready to participate get the most out of it.
Where does it meet?
Wisco Coffee Company, 307 Watson St, Ripon, WI. Tuesdays and Thursdays, April 14 through May 7. Class times will be confirmed upon enrollment.
Should my student pay for it themselves?
We encourage it. As Thomas Paine put it — “What we obtain too cheaply, we esteem too lightly.” Students who invest in their own education show up differently. Parents are welcome to contribute, but having the student cover some or all of the $135 adds real ownership to the experience.
What do students need to bring?
A journal and an open mind. All course materials are provided.
What if my student can’t make it to this cohort?
No problem — join the waitlist below and we’ll notify you when the next cohort opens. We plan to run this course regularly in the Ripon area.
Ready to enroll?

Seats are limited. The founding cohort won’t last long.

One-time enrollment. Full 4-week course. All materials included.

$135
Per student — April 14 – May 7, Ripon, WI
Enroll Now Join the Waitlist
Questions? Email us at captivatedlearning@gmail.com or call (920) 290-8737